life insurance rate

Livestock Insurance
Livestock insurance is insurance that is taken out on any animal or herd of animals that are owned by the policyholder. Typical farm animals such as cattle, sheep, pigs, horses, and poultry are covered by livestock insurance policies. However, livestock insurance can also be taken out on farm-grown fish, or on exotic animals such as ostriches, emus, llamas, alpacas, and any other kind of animal that is raised for gain. Livestock insu…

Income Protection Insurance
Income protection insurance protects the policyholder if his income is lost due to illness, accident, or unemployment. Not only can lost wages be protected under income protection insurance, but mortgage and other payments can be made to protect the policyholder’s credit rating if he finds himself without work. Income protection insurance is not design…

Fixed-rate mortgages
Fixed-rate mortgages are traditionally the most popular type of mortgage in America. They are typically taken out over a 30-year period, but lengths of 15 to 25 years are also available. The interest rate and monthly mortgage payment on a fixed-rate mortgage remain the same throughout the entire life of the loan. The main advantage of a fixe…

Do I need a title insurance?
Many buyers question whether or not title insurance is right for them. To answer the question first we’ll explain what title insurance is and what it does. What is it? A title is a document that gives you a legal right to a property. Before closing all properties are subject to a title search to insure there are no “clouds” (errors or legal entanglements) that may affect ownership rights.What does tit…

Suddenly single
Suddenly single When her husband died suddenly at 58, JoAnn Russe found she knew little about her family’s finances. February 18, 2005: 4:23 PM EST By Gay Jervey, MONEY Magazine NEW YORK (MONEY Magazine) – In 1978, JoAnn Russe was a 21-year-old secretary and part-time waitress who dreamed of having a career as a child-development specialist and o…